Micro Enterprise

Different financial institutions including conventional banks with their demand for collateral and referral make it difficult for the poor entrepreneurs to quality for loans and allied financial services. Typically also the poor entrepreneurs fall through the net because the sizes of the loans they require are too small to interest mainstream financial institutions. TMSS has played a pioneering role in its efforts to break the impasse by developing its micro enterprise products and services that better fit the better fit the needs of the poor business owner.

The core feature of the TMSS micro enterprise program is its strength in reaching the poor entrepreneurs and specializing in a credit plus approach. This approach relies heavily on organizing the small entrepreneurs and preparing them to make effective use of development interventions. Accordingly, the targets of the TMSS micro enterprise program loans are clearly defined. Loans are coupled with varying packages or services such as skill training, the provision of higher quality inputs, technical assistance and marketing facilities. For their part, TMSS field based Field Supervisor (FS) working directly with the borrowers help to organize entrepreneur into groups and individually ( based on the eagerness of the borrower) and set up a regular savings scheme among borrowers and link them up with TMSSs other interventions available in social development program. The social development intervention includes leadership training and training in entrepreneurship skill including budget planning and management of enterprise loans. The immediate function of micro enterprise loan of TMSS is to enable small entrepreneurs to expand their business or capital base for operating cost. The ultimate goal is to strengthen capabilities for self-employment and wage employment creation.

 

 

Office Location

Office Address


Head Office     :

631/5, West Kazipara, Mirpur-10, Dhaka-1216, Bangladesh

Phone : +88-02-55073530, 55073586, 55073540, 9013659

Email : info@tmss-bd.org


TMSS Foundation Office     :

Rangpur Road, Thengamara, Bogura-5800, Bangladesh

Telephone: (+88051) 78569, 78975

E-mail : info@tmss-bd.org