Loan for Enterprise Advancement and Development (LEAD)

In response to the growing demand of the beneficiaries, TMSS has introduced LEAD program that provides its clients with loans of higher ceilings i.e. BDT 20,000 to BDT 10,00,000 trains the beneficiaries to make them skilled in micro-enterprise management, extends on-field counseling service and market facilitation supports for their products.


Contribute to national development through improvement and extension of financial/business initiatives/enterprises and employment generation by providing financial and technical assistance.

Sectional Activities:

  • Any value added activities
  • Small trading
  • Agribusiness
  • Cottage industry
  • Food processing
  • Handicrafts
  • Market facilitation & linkage
  • Working area:

    Areas having convenient business atmosphere like towns, big hut/bazaars and growth centers throughout the country will be included as LEAD working areas.


  • Men and women aged between 18-60 years.
  • Have minimum education to keep and maintain written business accounts
  • Not involved in criminal activities.
  • Permanent residents of any of the LEAD working areas
  • Have a minimum 02 years experience of running business/enterprises actively.
  • Have valid trade/business/production licenses from competent authorities.
  • LEAD member Flexibility for

  • Grace period
  • No mortgage
  • All transactions via bank-cheques.
  • Reasonable service charge
  • Quick loan disbursement.
  • Easy mode of repayment
  • Technical assistance.
  • Achievement: (Up to December’2016)

    Area coverage:

    Division: 06, District: 40, Upazila: 115, Branch: 159,

    No. of Borrowers : 236918 persons

    Loan Disbursement : BDT. 10541837500

    Office Location

    Office Address

    Head Office     :

    631/5, West Kazipara, Mirpur-10, Dhaka-1216, Bangladesh

    Phone : +88-02-55073530, 55073586, 55073540, 9013659

    Email :

    TMSS Foundation Office     :

    Rangpur Road, Thengamara, Bogura-5800, Bangladesh

    Telephone: (+88051) 78569, 78975

    E-mail :