Loan for Enterprise Advancement and Development (LEAD)

In response to the growing demand of the beneficiaries, TMSS has introduced LEAD program that provides its clients with loans of higher ceilings i.e. BDT 20,000 to BDT 10,00,000 trains the beneficiaries to make them skilled in micro-enterprise management, extends on-field counseling service and market facilitation supports for their products.

Objective:

Contribute to national development through improvement and extension of financial/business initiatives/enterprises and employment generation by providing financial and technical assistance.

Sectional Activities:

Any value added activities

Small trading

Agribusiness

Cottage industry

Food processing

Handicrafts

Market facilitation & linkage

Working area:

Areas having convenient business atmosphere like towns, big hut/bazaars and growth centers throughout the country will be included as LEAD working areas.

Members/Entrepreneurs:

Men and women aged between 18-60 years.

Have minimum education to keep and maintain written business accounts

Not involved in criminal activities.

Permanent residents of any of the LEAD working areas

Have a minimum 02 years experience of running business/enterprises actively.

Have valid trade/business/production licenses from competent authorities.

LEAD member Flexibility for

Grace period

No mortgage

All transactions via bank-cheques.

Reasonable service charge

Quick loan disbursement.

Easy mode of repayment

Technical assistance.

Achievement: (Up to December’2016)

Area coverage:

Division: 06, District: 40, Upazila: 115, Branch: 159,

No. of Borrowers : 236918 persons

Loan Disbursement : BDT. 10541837500